Our Products

Managed Investments and Unit Trusts

A managed trust or unit trust pools the money of many investors for investment in a particular class or classes of assets, including global shares, Australian shares, property securities, bonds and cash. Investing in a managed fund or unit trust creates more investment opportunity and greater diversification resulting in enhanced performance over the long term with lower risk.

Borrowed Investment Funds

Borrowing to invest, also known as gearing, has long been a popular wealth creation strategy. By enabling you to invest more money, gearing has the potential to improve your investment returns while possibly reducing your annual tax bill.

Allocated Pensions

An allocated pension is an investment that allows you to rollover your super money into an account held in your name in a super fund. The returns you make on your investments are added to your account, which pays you tax effective, regular income payments in retirement.

Annuities

An annuity offers a guaranteed regular income for either a fixed or for the remaining lifetime of the annuitant in exchange for a lump sum investment.

Home Loans

When tailoring a financial plan to suit you, we have the ability to offer home loan finance at competitive rates to either purchase a new home or refinance an existing mortgage.

Personal and Business Superannuation

The money your employer is required to contribute for your retirement is known as your superannuation. We can arrange your superannuation to be funded in a particular asset class or classes, including global shares, Australian shares, property securities, bonds and cash to achieve maximum benefits for you or your employees.

Life Insurance

Life insurance insurers a person for a nominated amount and in the event of a claim the amount is paid to your beneficiaries. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums.

Total and Permanent Disability

Total and permanent disability (TPD) insurance is available with an active life insurance policy. TPD will pay you your full nominated benefit should you become totally and permanently disabled whilst the policy is in force.

Income Protection

Income protection helps to provide peace of mind if you are unable to work due to illness or disability. This type of cover will pay you a percentage of your income over a period of time nominated by you or until you can return to work.

Critical Illness

Critical illness insurance pays you a lump sum if you suffer a specified critical condition as defined in your policy. This cover can provide income for essential payments such as medical expenses, mortgage repayments or school fees.